Household debt: Economic indicators
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.
There have been recent headlines about the possibility of widespread cuts to the ATM network. These proposals have since changed, but the announcement highlighted the important role that cash provision facilities makes to the viability of businesses and the vitality of local communities.
Impact of ATM closures on towns and communities (116KB PDF)
ATMs have become a very familair feature and convenience of daily life over the course of their 50 year span. Recent proposals by the main network responsible for their operation (Link) to chnage the paying fee structure prompted fears that the network might shrink, particularly in poorer areas, or that there would be fewer free to use ATMs. Although the proposals were changed in part in response to the reaction they aroused, they brought attention to the role of ATMs in the future – a future where cash might play a significntly less important role than it does now.
Impact of ATM closures on towns and communities (116KB PDF)
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.
While credit unions play prominent roles in financial sectors across the Anglosphere and in Northern Ireland, in Great Britain penetration is low. This briefing looks at the reasons why and legislative efforts to make credit unions more popular.
The water industry in England and Wales is in private ownership. However, following examples of poor environmental performance and high levels of accrued debt, many campaigners have called for the industry to be brought back into public ownership. This briefing presents different perspectives and debate on ownership of the water sector.