Household debt: Economic indicators
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.
This note describes a Private Members Bill, introduced by Malcolm Wicks MP, with government support, to modernise industrial provident societies and other third sector business forms.
Co-operative and Community Benefit Societies and Credit Unions Bill - Bill 14 2008/09 (302KB PDF)
This note provides background to a Private Members Bill being introduced by Malcolm Wicks MP which has government support.
The main reforms proposed in the Bill are:
• to require new industrial and provident societies (other than credit unions) to be registered as co-operative or community benefit societies;
• to re-name the Industrial and Provident Societies Acts;
• to apply the Company Directors Disqualification Act 1986 to industrial and provident societies;
• to give the Treasury powers to apply to industrial and provident societies, with appropriate modifications, company law on investigation of companies, company names and dissolution and restoration to the register; and
• to give the Treasury powers to make provisions for credit unions corresponding to any provisions applying to building societies.
Co-operative and Community Benefit Societies and Credit Unions Bill - Bill 14 2008/09 (302KB PDF)
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.
While credit unions play prominent roles in financial sectors across the Anglosphere and in Northern Ireland, in Great Britain penetration is low. This briefing looks at the reasons why and legislative efforts to make credit unions more popular.
The water industry in England and Wales is in private ownership. However, following examples of poor environmental performance and high levels of accrued debt, many campaigners have called for the industry to be brought back into public ownership. This briefing presents different perspectives and debate on ownership of the water sector.