Household debt: Economic indicators
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.
This note sets out the development of regulation covering credit ratings agencies since the financial crash of 2008.
Credit Ratings Agencies Regulation (166KB PDF)
This note focuses upon new rules which have been applied to credit ratings agencies since the financial crash of 2008. CRAs are now authorised by a central European agency the European Securities and Markets Authority which has devweloped rules covering the methodology used by CRAs, their governance and IT reliability. An annual review of how the new rules are working is carried out by ESMA and links to that are included in the note.
Credit Ratings Agencies Regulation (166KB PDF)
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.
While credit unions play prominent roles in financial sectors across the Anglosphere and in Northern Ireland, in Great Britain penetration is low. This briefing looks at the reasons why and legislative efforts to make credit unions more popular.
Answers to frequently asked questions relating to banking, credit, mortgages, investments and financial service fraud.