Banking, investments and credit FAQs
Answers to frequently asked questions relating to banking, credit, mortgages, investments and financial service fraud.
This paper outlines the current regulation of doorstep selling (or cold calling) under the provisions of the Consumer Contracts Regulations 2013. It also provides information on how 'No Cold Calling Zones' work in practice.
Doorstep selling (2MB Word document, DOCX)
Doorstep selling or cold calling refers to a salesperson making an unsolicited call for the first time at a person’s home to sell goods or services face-to-face. Complaints tend to focus on the tactics used by some doorstep salespeople, resulting in people being pressured into buying goods or services they did not want.
In the UK, there is no law to prevent doorstep selling. However, traders selling on the doorstep or otherwise away from their business premises must comply with the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (SI 2013/3134) (‘the CCRs’). The regulations set out:
The regulations, which recognise both sales and service contracts, are enforced by local authority Trading Standards.
Some local communities have also set-up ‘No cold calling zones’. This is where residents work with Trading Standards officers and the police to stop uninvited salespeople from calling at homes in a designated street or area.
This briefing provides a summary of key provisions of the CCRs. It also provides information on how ‘No cold calling zones’ work in practice.
Doorstep selling (2MB Word document, DOCX)
Answers to frequently asked questions relating to banking, credit, mortgages, investments and financial service fraud.
Business and consumer sentiment can give an early indication of economic trends. Find the latest data on what businesses and consumers expect for the UK economy.
Hairdressers and barbers are currently unregulated in the UK. However, they are subject to consumer protection legislation as outlined in this briefing.