Debate Pack
There have been recent headlines about the possibility of widespread cuts to the ATM network. These proposals have since changed, but the announcement highlighted the important role that cash provision facilities makes to the viability of businesses and the vitality of local communities.
Research Briefing
This Commons Library briefing paper provides background information for Commons Report stage of the Civil Liability Bill [HL] which is due to take place on 23 October 2018
Research Briefing
An overview of bank branch closures to 2018. Later developments appear in our briefing paper The future of local banking services and access to cash (CBP-9453).
Research Briefing
This note sums up the amounts spent and recovered by the government in the bank rescues of the 2007-09 financial crisis.
Debate Pack
A debate on how to find a fair system of investigation of small firms' complaints against banks.
Research Briefing
The Government published its White Paper on future relations between the UK and the EU on 12 July. It envisages a 'common rulebook' to facilitate 'frictionless' trade, and among other things, UK cooperation in security matters, a commitment to maintain high environmental, data and consumer protection standards, UK participation in some EU agencies and solutions to the Irish border issues - all underpinned by a new governance structure that will pay "due regard" to the EU Court. Would the White Paper proposals work and do they respect both UK sovereignty and the indivisibility of the EU Single Market? David Davis's 'alternative' white paper proposes a somewhat different future relationship. This paper looks at proposals in both documents.
Research Briefing
This Commons Library briefing paper considers the Government's proposals to increase the small claims track limit for personal injury claims and to reform the whiplash claims process
Research Briefing
This Commons Library briefing paper deals with the Civil Liability Bill [HL] which includes provisions relating to whiplash and the personal injury discount rate
Research Briefing
This paper explains the policy background to and contents and purpose of the Automated and Electric Vehicles Act 2018.
Research Briefing
Looks at the provisions of the Financial Guidance and Claims Act 2018 and the debates on it when the legislation was before Parliament
Debate Pack
This Paper is background for a debate on possible future reforms to the way that small firms can seek redress in cases of poor practice against them by their banks.
Research Briefing
This note summarises the issue of ‘mis-sold’ business loans, where firms entered into complex interest rate 'hedges' that subsequently proved to be very costly to them in the changed conditions following the financial crisis.
Research Briefing
This Note describes the regulatory framework which applies to claims management companies.
Research Briefing
Insurance Premium Tax (IPT) is charged on insurance premiums and covers most general insurance. This note gives a short history of the tax since it was introduced in 1993, including the rise in the main rate of tax confirmed in the Spring 2017 Budget.
Research Briefing
On 2 May the Sanctions and Anti-Money Laundering Bill 2017-19 has its remaining stages in the House of Commons, having been amended in Committee.
Total results (page 9 of 20)